Archive for the economics Category

Solving the Housing Crises

Posted in economics, Policies, Uncategorized on October 4, 2016 by wagstaffe



Solving the Housing Crises

No one can argue that we have a housing crises. There are too few homes usually costing too much, often in the wrong places and often, of poor quality. Not to mention rural communities suffering with cost of housing soaring beyond their means or the beach side type, dead in winter, consumed as second homes. These are all symptoms of a much bigger problem, the paradox of the facilitators, the banks and house builders.
The paradox of this is two fold. On the one hand you are asking builders to build more houses for less money, on the other, you’re asking the banks to lend money on lower borrowing. More houses will reduce prices leading to lower borrowing. It’s not rocket science.

So how about an idea which would supply the demand, reduce the costs, in the right place and of the best quality. It would also generate, not cost, local councils extra income.
First you have a competition to design the best tech savvy eco friendly dwellings single, family and community types. Open to both Colleges and Universities using locally sourced products. Too often the Architects have to be clever on tight budgets using the cheapest materials with house builders using the cheapest labour.

Expand the remit of the Royal Engineers to build the new housing and creating the apprentices required for such an undertaking. There will be no rush to get things done, they would be done right by people with pride and not profit. That might be why it’s never been brought up. Who the hell would want that !
Local councils would publish the land that it owns and put it to each local village or town where these dwellings could be built. If there is a more suitable site privately owned a compulsory purchase order could be looked at.
These high quality builds would be offered to local people including young adults and the elderly on a low rent basis.

Looking at the current costs of housing benefit £25b and rising.
This could all be financed by our Government borrowing at 0.5% and achieving 5% return and splitting the return with the councils. When you take into account the extra council tax generated as well, the benefits are turned on its head. Every one benefits except the banks and house builders.

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Craig Hall


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Community Centre closure – A cunning plan

Posted in Accrington Observer, economics, Independent, Lancashire Evening Telegraph, Letters to Newspapers, Uncategorized with tags , , , , on July 12, 2010 by wagstaffe

It is no use blaming the push pull antics of the two main parties for the cuts. If either of them had the answers there wouldn’t be any need for elections.
The future is bleak for many, no matter how hard working you are, our system only works well for a privileged few. How long are the silent majority going to sit back and do nothing about the carnage unfolding through savage cuts meted out by the “ don’t blame us” brigade.
If we are to buy in to this hardnosed economic argument for closing much used and needed community centres then allow me to suggest a couple of ideas for raising the necessary funds for keeping them open.
The Pope’s visit will cost tax payers an estimated £12m so let him sell a couple of paintings to cover the costs or tell him we can’t afford him. The other idea involves the Queen. As a state funded position would it not be appropriate to sell the position of Queen, like everything else we have flogged off.

Economic disposition

Posted in Accrington Observer, economics, Independent, Lancashire Evening Telegraph, Letters to Newspapers with tags , , , , on March 22, 2010 by wagstaffe

There has been a lot said about the bankers behaviour and MP’s over their expenses. The recent revelations over the former Cabinet members touting their connections merely highlights a disposition, that most people out there adhere to, making capital. It would be really refreshing of journalists to look at alternative economic models than trying to make out that these people behave badly. Cheap journalism might sell copy but does not address the fundamental problem inherent in our Western culture.

Injustice and inequalities are by-products of our zero sum model, the idea that somehow we can attach moral and ethical values to it misses the point completely.

In all the years I have been interested in politics there has never been a better time than this to become an Independent MP. With the arrival of social networking sites, media coverage is no longer on the tight reign it has been over the years, so getting your views across is no longer subject to editorial discretion by a few. A lot of the newspapers are owned by people who do not wish to pay their fair share of tax contributions, non doms, but do have an inordinate amount of influence over how the elections will be covered.

The mainstream media is now focussing on the leaders of the parties personalities and wives, why, because they have run out of ideas. It is a hard sell to let the voters know they are going to lose their jobs or businesses on the back of the so called “wealth creators” financial decisions.

The Luddites, looking back, did have a point, there aren’t enough jobs to go round now because of the need for less labour intensive work. With all the time on people’s hands it’s a pity we can’t enjoy the time off.